Today, AAA is no longer the only road side assistance program, many insurance companies have added this feature and is available to policy holders. Today, these services are increasingly offered by auto insurance companies as well. To further blur the lines, AAA and other auto clubs have entered the auto insurance field in many states across America.
Affordable Car Insurance with Coverage For Automobile Maintenance
Auto insurance traditionally considers regular automobile maintenance to be an exclusion (a situation that is specifically not covered by the policy). While this remains the case with nearly every auto policy, many companies now offer emergency roadside assistance.
Emergency roadside assistance is covered in much the same way as towing. Depending on the company and whoever is actually providing the service, the claim is either paid directly to the roadside assistance service, or more typically to the policyholder as a reimbursement once the claim is made.
Affordable Coverage on Car Insurance for Emergency Road Service Protection
Like other secondary auto insurance coverages, emergency roadside assistance is often quite inexpensive. It’s also very useful. However, it’s by no means necessary in all instances. Obviously, if you’re already a member of an auto club that provides emergency roadside assistance, there’s no need to have it on your insurance too.
Depending on your area, local auto clubs may offer a better emergency roadside assistance program with cheap car insurance rates. However asking questions and inquiring through your current car insurance provider could end up saving you the unwanted costs of an auto club membership. It is not necessary to join auto road service clubs if your cheaper car insurance company covers you.
Low Rates on Car Insurance with Roadside Assistance
Also check to see exactly what is covered by your current car insurance company’s emergency roadside assistance. These are all good questions to ask of both the cheap car insurance company and the auto club:
- Will they provide gas if you run out and for what areas?
- Will they tow your car if necessary and how far, or is the towing coverage separate?
- Will your automobile insurance company assist if you break down in a rural area, or out of state?
It stands to reason that older cars are more likely to break down on the road than newer cars. If you have a newer car, you may want to take that into consideration. Also, if you’re handy with vehicles on your own, you may be your own best emergency roadside assistance. It is a wise suggestion to consider all these factors before signing up for emergency roadside assistance with your car insurance company.
Cheapest Car Insurance Quotes Online In Minutes
As you can see there are several options for affordable car insurance with roadside assistance. The key is to be proactive about finding cheaper car insurance rates which you can afford. Auto Insurance Companies are not always going to give you details necessary to choose cheaper rates unless you compare online. Searching online can allow you to be aware of your options and get cheaper car insurance quotes.