In your search for car insurance for DUI offenders you may think you don’t have any choices. Many people feel that after a DUI they can’t get coverage of that their coverage will cost a fortune. This is not necessarily true. In fact, there are companies that work specifically with DUI offenders.
These firms are polite and understanding and they work to get you the best rates. You deserve coverage just like anyone else. After all, everyone makes mistakes. Yours shouldn’t haunt you the rest of your life.
SR-22 Car Insurance for DUI Offenders
After a DUI many states require you to carry SR22 coverage. This coverage may be a little more expensive but it is required in order to get your license back or keep them. When you have SR22 coverage the insurance company communicates with the DMV to tell them you have coverage. If at any time your policy cancels the insurance company notifies the DMV. In this case you could lose your license. This is why it is imperative that you get coverage and keep it.
Finding Cheap DUI Car Insurance
Finding cheap DUI insurance is not easy but it is possible. Using online search engines is your best option for finding cheap car insurance for DUI offenders. Start by searching online using your zip code. This will narrow the search to providers that offer insurance in your area.
Next complete an online comparison form to obtain quotes from several companies. You can then compare the features and prices to find the best deal. Make sure that you are comparing similar plans when looking at the price.
Discounts for DUI Car Insurance
Don’t forget to ask about discounts when signing up for insurance. If you are a member of a professional organization or a retirement group you could receive a discount of twenty percent or more. You will need to contact the insurance company directly to ask about special discounts or promotions.
Secrets to Lower Your Car Insurance Rate
Lowering your car insurance for DUI offender’s rate isn’t easy but there are a few secrets you need to know. First of all, you need a positive credit report and score when applying for insurance. Second, you need to find a company that accepts driving course discounts. You can complete a driving course to refresh and get a discount for your insurance policy. Third, stay out of trouble. One DUI will raise your car insurance rates but a DUI and several speeding tickets will make your policy go sky high.
Stick With It
While you may be tempted to shop around and change companies each time you find a better deal, this isn’t the way to save money. Instead find one good company and stick with it. After a few years the company may forgive your DUI charge and offer you a great rate.
As you can see there are many options for getting car insurance for DUI offenders at reasonable prices. Shop around, compare coverage, and stick with the company you choose. This will give you the best deal. This website is dedicated to providing cheaper car insurance quotes for every state in America.