Traveling to other countries can be a lot of fun. However, if you plan to take your car you need to consider your car insurance. In most cases your normal insurance policy will offer minimal coverage if you are driving in another country. Luckily, it is possible to expand your coverage to other countries while you are traveling. Consider the following options for car insurance for abroad travel.
Search Online for an Independent Company
Many companies specialize in cheap car insurance for abroad travel. With these companies you can take out a special policy that will cover you when you are out of the country. The policy should include coverage for your car, coverage for the other person’s car, and medical coverage for all parties that are involved. If you are in an at-fault accident you will definitely need this amount of coverage.
Talk to Your Company about Driving Requirements
Most companies offering affordable car insurance for abroad travel can help you with the driving requirements for other countries. In most places you will need to apply for an international driver’s license. You may also need a “green card” to show proof of your vehicle insurance.
You should also ask if you are required to carry proof of registration in your vehicle. In addition, you should contact the local agencies to see if there are special requirements for your car. Some places require special tires in the winter.
International Road Side Assistance
Traveling in another country can be daunting. You have to learn the rules of the road and determine where your pit stops are along the way when traveling. However, one thing most people don’t consider when traveling abroad is that their car might break down or run out of gas.
After all, you may not know where the next station is to fill up your tank and finding a routine service station may prove to be difficult. For this reason you need Road side assistance is necessary as part of your car insurance.
Car Rental Services
In your search for car insurance to travel you should be especially concerned with Car Rental Coverage in case your car breaks down. Consider what would happen if you broke down in a remote area of the country. You may not be able to find a mechanic to fix your car quickly, or your car may need a major repair. Your vacation wouldn’t be much fun if you were sitting in a hotel room waiting for car repairs.
Car Insurance for Abroad Travel Rates
The rates for car insurance when you are traveling may be very different than the rates when you are at home. International car insurance can often be a little pricey. However, it is possible to search online by your zip code to find travel insurance companies in your area. Buying coverage locally ma save you a small amount. However, you should get quotes for coverage and price from several companies to compare prices.